Thrifty Thursday

It's Thrifty Thursday day over at Thrifty Jinxy!
http://thriftyjinxy.blogspot.com/2009/02/thrifty-thursday-living-on-cheap-feb-5.html

My little donation today is just this: when it comes to being frugal, it doesn't have to be all or nothing!

You don't have to spend an entire Sunday doing the Once a Month Cooking thing. Every little bit you do ahead of time will help you. Examples: brown ground beef and repackage it according to how much you would need for a meal. Then freeze it! You could even add Italian, Mexican or other spices! Can I tell you how great it was to have my ground beef all ready to go last night for spaghetti, especially since I found out earlier in the day I was working in the evening?

Cut up your vegetables when you bring them home (or soon after). Don't cut and wash berries--you probably already know this, but wet berries get all gooky. Nothing like reaching into the produce drawer to make a salad...and all you have to do is throw it together!

I love couponing and spend quite a lot of time on it, but I consider it a hobby that pays me back. You don't have to do this. Think what you would really like to save money on, and concentrate on those items--diapers, for example! (I'm awfully glad I haven't had to buy diapers in years.) We all use shaving products, and the very-high-value coupons for them show up quite often. It is great to get a 9.99 razor for half price by combining sales and coupons--especially if you also get Extra Care Bucks from CVS, LOL!

Speaking of CVS, I've written about this before but it bears repeating. If there is one rule to remember for the ECBs thing, it is this: look at your receipt after each purchase and immediately put the coupons into your wallet! That way, they are there for you next time you shop, not left on the kitchen counter.

Just a couple of little things, but boy, oh, boy, they make life easier!

(BTW, if you like the OAMC on Sunday thing, cool--but I actually like cooking and wouldn't want to do it all in one day. I do, however, like to have some things made ahead of time for those days I'm just not in the mood to put a meal together!)

Thrifty Thursday: Adaptation

I haven't participated in Thrifty Thursday for a while, so here I go again. My thrifty advice today is: 'adaptation.' Instead of running off to the store to get the ingredients you need for a recipe, look around and see what you can use instead.

I found a recipe for a Beef and Vegetable Bake in the January issue of Ladies' Home Journal. (Page 109). I have 90% of the ingredients. I'm only missing mushrooms, possibly red wine, and biscuit mix. Okay, I like mushrooms, but since it is only 2 of us eating tonight, they aren't practical. So I'll leave them out. I can increase the beef broth or add water to sub for the wine, if I need to do that.

As far as biscuit mix, well, I looked it up to make my own. But you need shortening, and I don't keep that in the house. So then I remembered I have a can of crescent rolls in the fridge. Instead of biscuits, I'm going to put the crescent dough on top. I think it will work. At the very least, I'm sure the meat part will taste good!

So, always think about what you already have that might be able to do the job. It will save you money!

For more great thrifty ideas, visit "Thrifty Jinxy" soon!

http://thriftyjinxy.blogspot.com/2009/01/thrifty-thursday-living-on-cheap_22.html

THRIFTY THURSDAY

It's time for "Thrifty Thursday" over at Thrifty Jinxy. Jinxy, btw, is a lovely kitty-cat. Here's the link: http://thriftyjinxy.blogspot.com/

The above photo is my donation. It ain't pretty stuff, but hey, it works!

The red jar used to hold coffee. I painted it with some extra "Fusion" plastic spray paint (great stuff, btw) that I had, then I cut a slit in the side. What's inside? Quarters! Quarters I've been pushing in there for more than a month now. It's almost getting too heavy for me to pick up.

How do I avoid the temptation of dipping in there for spending money? I glued the top on! I'll have to cut the jar open to get the money. I plan to do that in December, and put whatever I have saved towards our family Christmas gift (a DVD recorder)! I threw in a twenty dollar bill just for fun. I have no idea how much is in there--for all I know, it's barely fifty bucks. But that would be fifty bucks I wouldn't have otherwise.

Quarters, I decided, are better to save than smaller coins. They add up faster. Mike gave me almost 2 dollars' worth yesterday, and I found another 2 dollars in quarters on my son's floor. (I consider it a tip for the maid--that's what he gets for having a messy bedroom floor.)

Okay, on to the funny paper. That is how I list my coupons. I don't cut coupons. I keep my circulars in a binder, each in a plastic sleeve. Each week, I make lists of what I have in each circular, with the date at the top. It doesn't take me long--I only list what I will use. (If I think one of our clients' at Dr. A's office can use something, I bring those coupons in to work).

I have 3 columns: Under $1, $1 and VHV (Very High Value). I list the coupons not by type but by worth. Nobody here doubles dollar coupons, but there is one store here that sometimes triples up to 99 cents!

You'll see there are colors. I use Pink highlighter for Health & Beauty, Green for Food and Blue for Household. It makes it easier to see what I have. When I use a coupon, I simply cross it off the list.

I keep the highlighters, a pencil and scissors in a zipper pouch right in the binder, so they are always on hand. I keep 'loose' coupons, like ones cut from magazines, in another zipper pouch in the back, and always remember to check it.

So that is my Thrifty Thursday post--I hope you join Jinxy, too!